{
  "schemaVersion": 2,
  "updatedAt": "2026-10-14T16:43:29.147813+00:00",
  "fetchedAt": "2026-10-14T16:43:29.147813+00:00",
  "syncedAt": "2026-10-14T16:43:29.147813+00:00",
  "dataQuality": "live",
  "refreshPolicy": "intraday_scrape",
  "source": "bowtie.official_premium_schedule_20251229",
  "sourceDisclaimerZh": "保費來自 Bowtie 官方保費表（2025-12-29 生效，月繳×12）。標準／靈活為非吸煙男女區間；Pink 為該表列示月費。未含保監徵費。其他保司未有可核對公開保費表故未列入。全市場標準計劃保費同認可名冊見 standardPremiumMarket／certifiedPlans。",
  "sourceDisclaimerEn": "Premiums from Bowtie official schedules effective 29 Dec 2025 (monthly ×12). Standard/Flexi use non-smoker male/female range; Pink uses the published monthly rate. Levy excluded. Market-wide Standard Plan premiums and the certified register are in standardPremiumMarket / certifiedPlans.",
  "products": [
    {
      "id": "bowtie_vhis_standard",
      "providerZh": "Bowtie",
      "providerEn": "Bowtie",
      "productNameZh": "Bowtie VHIS 標準計劃",
      "productNameEn": "Bowtie VHIS Standard",
      "planType": "standard",
      "wardClass": "ward",
      "deductibleHkd": 0,
      "premiumBands": [
        {
          "ageMin": 18,
          "ageMax": 29,
          "annualMinHkd": 1236,
          "annualMaxHkd": 2052
        },
        {
          "ageMin": 30,
          "ageMax": 39,
          "annualMinHkd": 1656,
          "annualMaxHkd": 2760
        },
        {
          "ageMin": 40,
          "ageMax": 49,
          "annualMinHkd": 2304,
          "annualMaxHkd": 4176
        },
        {
          "ageMin": 50,
          "ageMax": 59,
          "annualMinHkd": 3612,
          "annualMaxHkd": 5208
        },
        {
          "ageMin": 60,
          "ageMax": 64,
          "annualMinHkd": 5352,
          "annualMaxHkd": 7104
        },
        {
          "ageMin": 65,
          "ageMax": 80,
          "annualMinHkd": 7080,
          "annualMaxHkd": 12792
        }
      ],
      "clauses": {
        "waitingPeriodDays": 30,
        "preExisting": "按保單條款；投保前請如實申報",
        "renewal": "VHIS 認可產品符合認證要求下保證續保",
        "roomBoard": "以保單利益表病房級別為準",
        "annualLimit": "以保單利益表為準",
        "geographic": "以保單地域條款為準",
        "network": "以保單網絡條款為準"
      },
      "sourceUrl": "https://www.bowtie.com.hk/en/insurance/vhis/standard",
      "premiumSourceUrl": "https://www.bowtie.com.hk/assets/product/vhis-standard/Premium-Schedule-Standard-05.pdf",
      "dataSource": "official_rate_table"
    },
    {
      "id": "bowtie_vhis_flexi_regular",
      "providerZh": "Bowtie",
      "providerEn": "Bowtie",
      "productNameZh": "Bowtie VHIS 靈活計劃（基本）",
      "productNameEn": "Bowtie VHIS Flexi Regular",
      "planType": "flexi",
      "wardClass": "ward",
      "deductibleHkd": 0,
      "premiumBands": [
        {
          "ageMin": 18,
          "ageMax": 29,
          "annualMinHkd": 2364,
          "annualMaxHkd": 4164
        },
        {
          "ageMin": 30,
          "ageMax": 39,
          "annualMinHkd": 3048,
          "annualMaxHkd": 5508
        },
        {
          "ageMin": 40,
          "ageMax": 49,
          "annualMinHkd": 4284,
          "annualMaxHkd": 8076
        },
        {
          "ageMin": 50,
          "ageMax": 59,
          "annualMinHkd": 6552,
          "annualMaxHkd": 10404
        },
        {
          "ageMin": 60,
          "ageMax": 64,
          "annualMinHkd": 10500,
          "annualMaxHkd": 14436
        },
        {
          "ageMin": 65,
          "ageMax": 80,
          "annualMinHkd": 14376,
          "annualMaxHkd": 30480
        }
      ],
      "clauses": {
        "waitingPeriodDays": 30,
        "preExisting": "按保單條款；投保前請如實申報",
        "renewal": "VHIS 認可產品符合認證要求下保證續保",
        "roomBoard": "以保單利益表病房級別為準",
        "annualLimit": "以保單利益表為準",
        "geographic": "以保單地域條款為準",
        "network": "以保單網絡條款為準"
      },
      "sourceUrl": "https://www.bowtie.com.hk/en/insurance/vhis/flexi-v1",
      "premiumSourceUrl": "https://www.bowtie.com.hk/assets/product/vhis-flexi/Premium-Schedule-Flexi-Regular-07.pdf",
      "dataSource": "official_rate_table"
    },
    {
      "id": "bowtie_vhis_flexi_plus",
      "providerZh": "Bowtie",
      "providerEn": "Bowtie",
      "productNameZh": "Bowtie VHIS 靈活計劃（Plus）",
      "productNameEn": "Bowtie VHIS Flexi Plus",
      "planType": "flexi",
      "wardClass": "semiPrivate",
      "deductibleHkd": 0,
      "premiumBands": [
        {
          "ageMin": 18,
          "ageMax": 29,
          "annualMinHkd": 3984,
          "annualMaxHkd": 6612
        },
        {
          "ageMin": 30,
          "ageMax": 39,
          "annualMinHkd": 5436,
          "annualMaxHkd": 8964
        },
        {
          "ageMin": 40,
          "ageMax": 49,
          "annualMinHkd": 7764,
          "annualMaxHkd": 12996
        },
        {
          "ageMin": 50,
          "ageMax": 59,
          "annualMinHkd": 12324,
          "annualMaxHkd": 19128
        },
        {
          "ageMin": 60,
          "ageMax": 64,
          "annualMinHkd": 17352,
          "annualMaxHkd": 25596
        },
        {
          "ageMin": 65,
          "ageMax": 80,
          "annualMinHkd": 22368,
          "annualMaxHkd": 47088
        }
      ],
      "clauses": {
        "waitingPeriodDays": 30,
        "preExisting": "按保單條款；投保前請如實申報",
        "renewal": "VHIS 認可產品符合認證要求下保證續保",
        "roomBoard": "以保單利益表病房級別為準",
        "annualLimit": "以保單利益表為準",
        "geographic": "以保單地域條款為準",
        "network": "以保單網絡條款為準"
      },
      "sourceUrl": "https://www.bowtie.com.hk/en/insurance/vhis/flexi-v1",
      "premiumSourceUrl": "https://www.bowtie.com.hk/assets/product/vhis-flexi/Premium-Schedule-Flexi-Plus-07.pdf",
      "dataSource": "official_rate_table"
    },
    {
      "id": "bowtie_pink_ward_0",
      "providerZh": "Bowtie",
      "providerEn": "Bowtie",
      "productNameZh": "Bowtie Pink 普通房（自付 $0）",
      "productNameEn": "Bowtie Pink Ward (HK$0 deductible)",
      "planType": "flexi",
      "wardClass": "ward",
      "deductibleHkd": 0,
      "premiumBands": [
        {
          "ageMin": 18,
          "ageMax": 29,
          "annualMinHkd": 6288,
          "annualMaxHkd": 8172
        },
        {
          "ageMin": 30,
          "ageMax": 39,
          "annualMinHkd": 8424,
          "annualMaxHkd": 10452
        },
        {
          "ageMin": 40,
          "ageMax": 49,
          "annualMinHkd": 10560,
          "annualMaxHkd": 15108
        },
        {
          "ageMin": 50,
          "ageMax": 59,
          "annualMinHkd": 15420,
          "annualMaxHkd": 23712
        },
        {
          "ageMin": 60,
          "ageMax": 64,
          "annualMinHkd": 25320,
          "annualMaxHkd": 33036
        },
        {
          "ageMin": 65,
          "ageMax": 80,
          "annualMinHkd": 35652,
          "annualMaxHkd": 73860
        }
      ],
      "clauses": {
        "waitingPeriodDays": 30,
        "preExisting": "按保單條款；投保前請如實申報",
        "renewal": "VHIS 認可產品符合認證要求下保證續保",
        "roomBoard": "以保單利益表病房級別為準",
        "annualLimit": "以保單利益表為準",
        "geographic": "以保單地域條款為準",
        "network": "以保單網絡條款為準"
      },
      "sourceUrl": "https://www.bowtie.com.hk/en/insurance/vhis/bowtie-pink",
      "premiumSourceUrl": "https://www.bowtie.com.hk/assets/product/vhis-flexi-premium/Premium-Schedule-Bowtie-Pink-Ward-03.pdf",
      "dataSource": "official_rate_table"
    },
    {
      "id": "bowtie_pink_semi_0",
      "providerZh": "Bowtie",
      "providerEn": "Bowtie",
      "productNameZh": "Bowtie Pink 半私家房（自付 $0）",
      "productNameEn": "Bowtie Pink Semi-private (HK$0 deductible)",
      "planType": "flexi",
      "wardClass": "semiPrivate",
      "deductibleHkd": 0,
      "premiumBands": [
        {
          "ageMin": 18,
          "ageMax": 29,
          "annualMinHkd": 8028,
          "annualMaxHkd": 10644
        },
        {
          "ageMin": 30,
          "ageMax": 39,
          "annualMinHkd": 10908,
          "annualMaxHkd": 13704
        },
        {
          "ageMin": 40,
          "ageMax": 49,
          "annualMinHkd": 14112,
          "annualMaxHkd": 20652
        },
        {
          "ageMin": 50,
          "ageMax": 59,
          "annualMinHkd": 21588,
          "annualMaxHkd": 32400
        },
        {
          "ageMin": 60,
          "ageMax": 64,
          "annualMinHkd": 33996,
          "annualMaxHkd": 41160
        },
        {
          "ageMin": 65,
          "ageMax": 80,
          "annualMinHkd": 43152,
          "annualMaxHkd": 88464
        }
      ],
      "clauses": {
        "waitingPeriodDays": 30,
        "preExisting": "按保單條款；投保前請如實申報",
        "renewal": "VHIS 認可產品符合認證要求下保證續保",
        "roomBoard": "以保單利益表病房級別為準",
        "annualLimit": "以保單利益表為準",
        "geographic": "以保單地域條款為準",
        "network": "以保單網絡條款為準"
      },
      "sourceUrl": "https://www.bowtie.com.hk/en/insurance/vhis/bowtie-pink",
      "premiumSourceUrl": "https://www.bowtie.com.hk/assets/product/vhis-flexi-premium/Premium-Schedule-Bowtie-Pink-Semi-Private-04.pdf",
      "dataSource": "official_rate_table"
    },
    {
      "id": "bowtie_pink_private_0",
      "providerZh": "Bowtie",
      "providerEn": "Bowtie",
      "productNameZh": "Bowtie Pink 私家房（自付 $0）",
      "productNameEn": "Bowtie Pink Private (HK$0 deductible)",
      "planType": "flexi",
      "wardClass": "private",
      "deductibleHkd": 0,
      "premiumBands": [
        {
          "ageMin": 18,
          "ageMax": 29,
          "annualMinHkd": 12336,
          "annualMaxHkd": 16368
        },
        {
          "ageMin": 30,
          "ageMax": 39,
          "annualMinHkd": 16800,
          "annualMaxHkd": 21096
        },
        {
          "ageMin": 40,
          "ageMax": 49,
          "annualMinHkd": 21708,
          "annualMaxHkd": 31788
        },
        {
          "ageMin": 50,
          "ageMax": 59,
          "annualMinHkd": 33168,
          "annualMaxHkd": 49848
        },
        {
          "ageMin": 60,
          "ageMax": 64,
          "annualMinHkd": 52284,
          "annualMaxHkd": 63312
        },
        {
          "ageMin": 65,
          "ageMax": 80,
          "annualMinHkd": 66408,
          "annualMaxHkd": 136092
        }
      ],
      "clauses": {
        "waitingPeriodDays": 30,
        "preExisting": "按保單條款；投保前請如實申報",
        "renewal": "VHIS 認可產品符合認證要求下保證續保",
        "roomBoard": "以保單利益表病房級別為準",
        "annualLimit": "以保單利益表為準",
        "geographic": "以保單地域條款為準",
        "network": "以保單網絡條款為準"
      },
      "sourceUrl": "https://www.bowtie.com.hk/en/insurance/vhis/bowtie-pink",
      "premiumSourceUrl": "https://www.bowtie.com.hk/assets/product/vhis-flexi-premium/Premium-Schedule-Bowtie-Pink-Private-04.pdf",
      "dataSource": "official_rate_table"
    }
  ],
  "productsCovered": 6,
  "productsExpected": 6,
  "certifiedPlans": {
    "sourceUrls": {
      "standard": "https://www.vhis.gov.hk/en/consumer_corner/standard-plan.html",
      "flexi": "https://www.vhis.gov.hk/en/consumer_corner/flexi-plan.html"
    },
    "standard": [
      {
        "certNo": "S00013-01-000-02",
        "nameEn": "AIA Voluntary Health Insurance Standard Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "S00030-01-000-02",
        "nameEn": "Allianz Medical Protect",
        "insurerEn": "Allianz Global Corporate & Specialty SE"
      },
      {
        "certNo": "S00027-01-000-02",
        "nameEn": "Asia Unique - Family Care",
        "insurerEn": "Asia Insurance Company, Limited"
      },
      {
        "certNo": "S00043-01-000-01",
        "nameEn": "Avo Voluntary Health Insurance Scheme (Standard) Plan",
        "insurerEn": "Avo Insurance Company Limited"
      },
      {
        "certNo": "S00014-01-000-03",
        "nameEn": "AXA WiseGuard Medical Insurance Plan",
        "insurerEn": "AXA China Region Insurance Company (Hong Kong) Limited"
      },
      {
        "certNo": "S00033-01-000-02",
        "nameEn": "AXA WiseGuard Medical Insurance Plan",
        "insurerEn": "AXA China Region Insurance Company Limited"
      },
      {
        "certNo": "S00038-01-000-02",
        "nameEn": "AXA GI WiseGuard Medical Insurance Plan",
        "insurerEn": "AXA General Insurance Hong Kong Limited"
      },
      {
        "certNo": "S00035-01-000-02",
        "nameEn": "BOC Standard Voluntary Health Insurance Scheme Certified Plan",
        "insurerEn": "Bank of China Group Insurance Company Limited"
      },
      {
        "certNo": "S00032-01-000-02",
        "nameEn": "CareForYou Standard Plan for VHIS",
        "insurerEn": "Blue Cross (Asia-Pacific) Insurance Limited"
      },
      {
        "certNo": "S00022-01-000-02",
        "nameEn": "BOC Life Standard VHIS",
        "insurerEn": "BOC Group Life Assurance Company Limited"
      },
      {
        "certNo": "S00012-01-000-03",
        "nameEn": "VChoice Voluntary Health Insurance Plan",
        "insurerEn": "Bolttech Insurance (Hong Kong) Company Limited"
      },
      {
        "certNo": "S00023-01-000-03",
        "nameEn": "Bowtie VHIS Standard",
        "insurerEn": "Bowtie Life Insurance Company Limited"
      },
      {
        "certNo": "S00020-01-000-02",
        "nameEn": "Bupa MyBasic VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "S00021-01-000-02",
        "nameEn": "Guard Your Health Medical Insurance Plan",
        "insurerEn": "China Life Insurance (Overseas) Company Limited"
      },
      {
        "certNo": "S00016-01-000-02",
        "nameEn": "Taiping Voluntary Health Insurance Scheme Standard Plan",
        "insurerEn": "China Taiping Insurance (HK) Company Limited"
      },
      {
        "certNo": "S00039-01-000-02",
        "nameEn": "Taiping Life VHIS Standard Plan",
        "insurerEn": "China Taiping Life Insurance (Hong Kong) Company Limited"
      },
      {
        "certNo": "S00028-01-000-03",
        "nameEn": "''WiseCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "S00015-01-000-02",
        "nameEn": "Chubb VHIS - Standard Plan",
        "insurerEn": "Chubb Life Insurance Company Ltd."
      },
      {
        "certNo": "S00044-01-000-03",
        "nameEn": "Chubb VHIS - Standard Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "S00031-01-000-02",
        "nameEn": "Cigna VHIS Series - Standard Plan",
        "insurerEn": "CIGNA Worldwide General Insurance Company Limited"
      },
      {
        "certNo": "S00019-01-000-03",
        "nameEn": "Dah Sing Insurance ADVANTAGE VHIS Standard Plan",
        "insurerEn": "Dah Sing Insurance Company Limited"
      },
      {
        "certNo": "S00036-01-000-03",
        "nameEn": "vCore Medical Plan",
        "insurerEn": "FWD Life Insurance Company (Bermuda) Limited"
      },
      {
        "certNo": "S00037-01-000-02",
        "nameEn": "Health Essential Medical Plan - Standard",
        "insurerEn": "Hong Kong Life Insurance Limited"
      },
      {
        "certNo": "S00042-01-000-02",
        "nameEn": "HSBC Voluntary Health Insurance Standard Plan",
        "insurerEn": "HSBC Life (International) Limited"
      },
      {
        "certNo": "S00017-01-000-02",
        "nameEn": "Liberty Insurance Standard VHIS Plan",
        "insurerEn": "Liberty International Insurance Limited"
      },
      {
        "certNo": "S00034-01-000-03",
        "nameEn": "Manulife Shelter VHIS Standard Plan",
        "insurerEn": "Manulife (International) Limited"
      },
      {
        "certNo": "S00029-01-000-02",
        "nameEn": "VHIS Standard Care",
        "insurerEn": "MSIG Insurance (Hong Kong) Limited"
      },
      {
        "certNo": "S00026-01-000-02",
        "nameEn": "PRUHealth CoreChoice Medical Plan",
        "insurerEn": "Prudential Hong Kong Limited"
      },
      {
        "certNo": "S00018-01-000-02",
        "nameEn": "WeHealth",
        "insurerEn": "Sun Life Hong Kong Limited"
      },
      {
        "certNo": "S00040-01-000-02",
        "nameEn": "Well Protect Voluntary Health Insurance Scheme (Standard)",
        "insurerEn": "Well Link Life Insurance Company Limited"
      },
      {
        "certNo": "S00025-01-000-02",
        "nameEn": "TaxVantage Medical Plan",
        "insurerEn": "YF Life Insurance International Limited"
      },
      {
        "certNo": "S00045-01-000-01",
        "nameEn": "ZA VHIS",
        "insurerEn": "ZA Life Limited"
      },
      {
        "certNo": "S00024-01-000-02",
        "nameEn": "HealthSure Voluntary Health Insurance Plan",
        "insurerEn": "Zurich Insurance Company Ltd"
      }
    ],
    "flexi": [
      {
        "certNo": "F00022-01-000-03",
        "nameEn": "AIA Voluntary Health Insurance Flexi Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00022-02-000-03",
        "nameEn": "AIA Voluntary Health Insurance Flexi Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00022-03-000-03",
        "nameEn": "AIA Voluntary Health Insurance Flexi Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00022-04-000-03",
        "nameEn": "AIA Voluntary Health Insurance Flexi Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00022-05-000-03",
        "nameEn": "AIA Voluntary Health Insurance Flexi Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00022-06-000-03",
        "nameEn": "AIA Voluntary Health Insurance Flexi Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00025-01-000-03",
        "nameEn": "AIA Voluntary Health Insurance Prime Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00025-02-000-03",
        "nameEn": "AIA Voluntary Health Insurance Prime Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00025-03-000-03",
        "nameEn": "AIA Voluntary Health Insurance Prime Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00025-04-000-03",
        "nameEn": "AIA Voluntary Health Insurance Prime Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00025-05-000-03",
        "nameEn": "AIA Voluntary Health Insurance Prime Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00025-06-000-03",
        "nameEn": "AIA Voluntary Health Insurance Prime Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00053-01-000-02",
        "nameEn": "AIA Voluntary Health Insurance Privilege Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00053-02-000-02",
        "nameEn": "AIA Voluntary Health Insurance Privilege Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00053-03-000-02",
        "nameEn": "AIA Voluntary Health Insurance Privilege Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00053-04-000-02",
        "nameEn": "AIA Voluntary Health Insurance Privilege Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00053-05-000-02",
        "nameEn": "AIA Voluntary Health Insurance Privilege Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00053-06-000-02",
        "nameEn": "AIA Voluntary Health Insurance Privilege Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00054-01-000-02",
        "nameEn": "AIA Voluntary Health Insurance Privilege Plus Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00054-02-000-02",
        "nameEn": "AIA Voluntary Health Insurance Privilege Plus Scheme",
        "insurerEn": "AIA International Limited"
      },
      {
        "certNo": "F00054-03-000-02",
        "nameEn": "AIA Voluntary Health Insurance Privilege Plus Scheme",
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        "nameEn": "Bowtie VHIS Flexi",
        "insurerEn": "Bowtie Life Insurance Company Limited"
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      {
        "certNo": "F00031-02-000-08",
        "nameEn": "Bowtie VHIS Flexi",
        "insurerEn": "Bowtie Life Insurance Company Limited"
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      {
        "certNo": "F00060-01-000-07",
        "nameEn": "Bowtie Pink VHIS Plan",
        "insurerEn": "Bowtie Life Insurance Company Limited"
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      {
        "certNo": "F00060-02-000-07",
        "nameEn": "Bowtie Pink VHIS Plan",
        "insurerEn": "Bowtie Life Insurance Company Limited"
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      {
        "certNo": "F00060-03-000-07",
        "nameEn": "Bowtie Pink VHIS Plan",
        "insurerEn": "Bowtie Life Insurance Company Limited"
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      {
        "certNo": "F00060-04-000-07",
        "nameEn": "Bowtie Pink VHIS Plan",
        "insurerEn": "Bowtie Life Insurance Company Limited"
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      {
        "certNo": "F00060-05-000-07",
        "nameEn": "Bowtie Pink VHIS Plan",
        "insurerEn": "Bowtie Life Insurance Company Limited"
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      {
        "certNo": "F00060-06-000-07",
        "nameEn": "Bowtie Pink VHIS Plan",
        "insurerEn": "Bowtie Life Insurance Company Limited"
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      {
        "certNo": "F00060-07-000-07",
        "nameEn": "Bowtie Pink VHIS Plan",
        "insurerEn": "Bowtie Life Insurance Company Limited"
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      {
        "certNo": "F00060-08-000-07",
        "nameEn": "Bowtie Pink VHIS Plan",
        "insurerEn": "Bowtie Life Insurance Company Limited"
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      {
        "certNo": "F00060-09-000-04",
        "nameEn": "Bowtie Pink VHIS Plan",
        "insurerEn": "Bowtie Life Insurance Company Limited"
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      {
        "certNo": "F00060-10-000-04",
        "nameEn": "Bowtie Pink VHIS Plan",
        "insurerEn": "Bowtie Life Insurance Company Limited"
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      {
        "certNo": "F00060-11-000-04",
        "nameEn": "Bowtie Pink VHIS Plan",
        "insurerEn": "Bowtie Life Insurance Company Limited"
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      {
        "certNo": "F00060-12-000-04",
        "nameEn": "Bowtie Pink VHIS Plan",
        "insurerEn": "Bowtie Life Insurance Company Limited"
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      {
        "certNo": "F00029-01-000-06",
        "nameEn": "Bupa MyFlexi VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
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      {
        "certNo": "F00029-01-001-06",
        "nameEn": "Bupa MyFlexi VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
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      {
        "certNo": "F00029-02-000-06",
        "nameEn": "Bupa MyFlexi VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
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      {
        "certNo": "F00029-02-001-06",
        "nameEn": "Bupa MyFlexi VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
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      {
        "certNo": "F00029-03-000-06",
        "nameEn": "Bupa MyFlexi VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
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      {
        "certNo": "F00029-03-001-06",
        "nameEn": "Bupa MyFlexi VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
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        "certNo": "F00035-01-000-05",
        "nameEn": "Global Prestige VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
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      {
        "certNo": "F00035-02-000-05",
        "nameEn": "Global Prestige VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
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      {
        "certNo": "F00035-03-000-05",
        "nameEn": "Global Prestige VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
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      {
        "certNo": "F00035-04-000-05",
        "nameEn": "Global Prestige VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
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      {
        "certNo": "F00035-05-000-01",
        "nameEn": "Global Prestige VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
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      {
        "certNo": "F00035-06-000-01",
        "nameEn": "Global Prestige VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
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      {
        "certNo": "F00035-07-000-01",
        "nameEn": "Global Prestige VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
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      {
        "certNo": "F00035-08-000-01",
        "nameEn": "Global Prestige VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
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        "certNo": "F00040-01-000-05",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
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      {
        "certNo": "F00040-02-000-05",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-03-000-05",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-04-000-05",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-05-000-05",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-06-000-05",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-07-000-05",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-08-000-05",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-09-000-03",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-10-000-03",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-11-000-03",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-12-000-03",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-13-000-03",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-14-000-03",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-15-000-03",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-16-000-03",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-17-000-02",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-18-000-02",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-19-000-02",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-20-000-02",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-21-000-02",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-22-000-02",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-23-000-02",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
      },
      {
        "certNo": "F00040-24-000-02",
        "nameEn": "Bupa Hero VHIS Plan",
        "insurerEn": "Bupa (Asia) Limited"
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      {
        "certNo": "F00024-01-000-02",
        "nameEn": "Healthy Life Medical Insurance Plan",
        "insurerEn": "China Life Insurance (Overseas) Company Limited"
      },
      {
        "certNo": "F00030-01-000-02",
        "nameEn": "Healthy Life Premier Medical Insurance Plan",
        "insurerEn": "China Life Insurance (Overseas) Company Limited"
      },
      {
        "certNo": "F00030-01-001-02",
        "nameEn": "Healthy Life Premier Medical Insurance Plan",
        "insurerEn": "China Life Insurance (Overseas) Company Limited"
      },
      {
        "certNo": "F00030-02-000-02",
        "nameEn": "Healthy Life Premier Medical Insurance Plan",
        "insurerEn": "China Life Insurance (Overseas) Company Limited"
      },
      {
        "certNo": "F00030-02-001-02",
        "nameEn": "Healthy Life Premier Medical Insurance Plan",
        "insurerEn": "China Life Insurance (Overseas) Company Limited"
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      {
        "certNo": "F00052-01-000-01",
        "nameEn": "Taiping Life VHIS Flexi Plan",
        "insurerEn": "China Taiping Life Insurance (Hong Kong) Company Limited"
      },
      {
        "certNo": "F00052-02-000-01",
        "nameEn": "Taiping Life VHIS Flexi Plan",
        "insurerEn": "China Taiping Life Insurance (Hong Kong) Company Limited"
      },
      {
        "certNo": "F00052-02-001-01",
        "nameEn": "Taiping Life VHIS Flexi Plan",
        "insurerEn": "China Taiping Life Insurance (Hong Kong) Company Limited"
      },
      {
        "certNo": "F00052-03-000-01",
        "nameEn": "Taiping Life VHIS Flexi Plan",
        "insurerEn": "China Taiping Life Insurance (Hong Kong) Company Limited"
      },
      {
        "certNo": "F00052-03-001-01",
        "nameEn": "Taiping Life VHIS Flexi Plan",
        "insurerEn": "China Taiping Life Insurance (Hong Kong) Company Limited"
      },
      {
        "certNo": "F00062-01-000-02",
        "nameEn": "Taiping Life VHIS Priority Plan",
        "insurerEn": "China Taiping Life Insurance (Hong Kong) Company Limited"
      },
      {
        "certNo": "F00062-02-000-02",
        "nameEn": "Taiping Life VHIS Priority Plan",
        "insurerEn": "China Taiping Life Insurance (Hong Kong) Company Limited"
      },
      {
        "certNo": "F00062-03-000-02",
        "nameEn": "Taiping Life VHIS Priority Plan",
        "insurerEn": "China Taiping Life Insurance (Hong Kong) Company Limited"
      },
      {
        "certNo": "F00062-04-000-02",
        "nameEn": "Taiping Life VHIS Priority Plan",
        "insurerEn": "China Taiping Life Insurance (Hong Kong) Company Limited"
      },
      {
        "certNo": "F00062-05-000-02",
        "nameEn": "Taiping Life VHIS Priority Plan",
        "insurerEn": "China Taiping Life Insurance (Hong Kong) Company Limited"
      },
      {
        "certNo": "F00062-06-000-02",
        "nameEn": "Taiping Life VHIS Priority Plan",
        "insurerEn": "China Taiping Life Insurance (Hong Kong) Company Limited"
      },
      {
        "certNo": "F00021-01-000-03",
        "nameEn": "''BetterCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00021-02-000-03",
        "nameEn": "''BetterCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00021-03-000-03",
        "nameEn": "''BetterCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00021-04-000-03",
        "nameEn": "''BetterCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00021-05-000-03",
        "nameEn": "''BetterCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00021-06-000-03",
        "nameEn": "''BetterCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00037-01-000-03",
        "nameEn": "''TopCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00037-02-000-03",
        "nameEn": "''TopCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00037-03-000-03",
        "nameEn": "''TopCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00037-04-000-03",
        "nameEn": "''TopCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00037-05-000-03",
        "nameEn": "''TopCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00037-06-000-03",
        "nameEn": "''TopCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00037-07-000-03",
        "nameEn": "''TopCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00037-08-000-03",
        "nameEn": "''TopCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00064-01-000-02",
        "nameEn": "''FlexiCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00064-02-000-02",
        "nameEn": "''FlexiCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00064-03-000-02",
        "nameEn": "''FlexiCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00064-04-000-02",
        "nameEn": "''FlexiCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00077-01-000-01",
        "nameEn": "''ChampCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00077-02-000-01",
        "nameEn": "''ChampCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00077-03-000-01",
        "nameEn": "''ChampCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00077-04-000-01",
        "nameEn": "''ChampCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00077-05-000-01",
        "nameEn": "''ChampCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00077-06-000-01",
        "nameEn": "''ChampCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00077-07-000-01",
        "nameEn": "''ChampCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00077-08-000-01",
        "nameEn": "''ChampCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00077-09-000-01",
        "nameEn": "''ChampCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00077-10-000-01",
        "nameEn": "''ChampCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00077-11-000-01",
        "nameEn": "''ChampCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00077-12-000-01",
        "nameEn": "''ChampCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00077-13-000-01",
        "nameEn": "''ChampCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00077-14-000-01",
        "nameEn": "''ChampCare'' Medical Insurance Plan",
        "insurerEn": "Chow Tai Fook Life Insurance Co Ltd"
      },
      {
        "certNo": "F00027-01-000-03",
        "nameEn": "Chubb VHIS - Flexi Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00027-01-001-03",
        "nameEn": "Chubb VHIS - Flexi Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00027-02-000-03",
        "nameEn": "Chubb VHIS - Flexi Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00027-02-001-03",
        "nameEn": "Chubb VHIS - Flexi Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00027-03-000-03",
        "nameEn": "Chubb VHIS - Flexi Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00027-03-001-03",
        "nameEn": "Chubb VHIS - Flexi Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00027-04-000-03",
        "nameEn": "Chubb VHIS - Flexi Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00027-04-001-03",
        "nameEn": "Chubb VHIS - Flexi Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00027-05-000-03",
        "nameEn": "Chubb VHIS - Flexi Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00027-05-001-03",
        "nameEn": "Chubb VHIS - Flexi Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00027-06-000-03",
        "nameEn": "Chubb VHIS - Flexi Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00027-06-001-03",
        "nameEn": "Chubb VHIS - Flexi Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00027-07-000-03",
        "nameEn": "Chubb VHIS - Flexi Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00027-07-001-03",
        "nameEn": "Chubb VHIS - Flexi Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00027-08-000-03",
        "nameEn": "Chubb VHIS - Flexi Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00027-08-001-03",
        "nameEn": "Chubb VHIS - Flexi Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00055-01-000-02",
        "nameEn": "VHIS Series - Flexi Plan (SMM)",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00056-01-000-03",
        "nameEn": "VHIS Series - Flexi Plan (Superior)",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00056-02-000-03",
        "nameEn": "VHIS Series - Flexi Plan (Superior)",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00056-03-000-03",
        "nameEn": "VHIS Series - Flexi Plan (Superior)",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00056-04-000-03",
        "nameEn": "VHIS Series - Flexi Plan (Superior)",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00056-05-000-03",
        "nameEn": "VHIS Series - Flexi Plan (Superior)",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00056-06-000-02",
        "nameEn": "VHIS Series - Flexi Plan (Superior)",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00056-07-000-02",
        "nameEn": "VHIS Series - Flexi Plan (Superior)",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00056-08-000-02",
        "nameEn": "VHIS Series - Flexi Plan (Superior)",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00075-01-000-01",
        "nameEn": "Chubb VHIS - Prime Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00075-02-000-01",
        "nameEn": "Chubb VHIS - Prime Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00075-03-000-01",
        "nameEn": "Chubb VHIS - Prime Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00075-04-000-01",
        "nameEn": "Chubb VHIS - Prime Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00075-05-000-01",
        "nameEn": "Chubb VHIS - Prime Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00075-06-000-01",
        "nameEn": "Chubb VHIS - Prime Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00075-07-000-01",
        "nameEn": "Chubb VHIS - Prime Plan",
        "insurerEn": "Chubb Life Insurance Hong Kong Limited"
      },
      {
        "certNo": "F00075-08-000-01",
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  "verifiedAt": "2026-10-03T09:49:41.999669+00:00"
}